> [!quote] > One lesson you learn as you get older is how complicated the world can be. > > Bad people don’t exist — just intrinsically good people with horrible baggage. Financial decisions can’t be made on a spreadsheet. Just because you want to win doesn’t mean somebody else has to lose. > > Society has a knack for putting things into neat, clean buckets. But unfortunately, reality isn’t so tidy. > > -- Callie Cox, https://www.optimisticallie.com/p/a-correction-not-a-crisis